Additional Benefits

You have the option to purchase accident insurance, which helps to protect your finances after an accident. You are paid a lump sum if you have a covered injury and can use the money to help pay out-of-pocket medical costs or everyday expenses.

Benefits
Accident Prevention Benefit	$50 once per year for each covered person
Coverage - Treatment Payout	See Plan Summary for schedule
Includes things like follow-up, ambulance, child care, chiropractic care, physical therapy, etc.

	Monthly Rates
Employee Only	$7.84
Employee + Spouse	$12.36
Employee + Child(ren)	$13.28
Family	$20.83

Downloads

Summary of Benefits

You have the option to purchase critical illness insurance, which provides a fixed, lump-sum benefit upon the diagnosis of a serious illness like heart attack, stroke, or cancer. Benefits are paid directly to you and may be used for any reason from deductibles and prescriptions to travel expenses, childcare or other everyday expenses.

	Benefits
Employee Coverage Amount	$10,000, $20,000, or $30,000
Spouse Coverage Amount	100% of Employee amount
Child(ren) Coverage Amount	50% of Employee amount
Health Screening Benefit	$50 Once per policy year

	EMPLOYEE Monthly Cost by Age per $1,000	SPOUSE Monthly Cost by Age per $1,000
Age	Rate	Rate
<25	$0.39	$0.27
25-29	$0.49	$0.36
30-34	$0.58	$0.47
35-39	$0.71	$0.63
40-44	$0.92	$0.86
45-49	$1.34	$1.31
50-54	$1.87	$1.70
55-59	$2.51	$2.16
60-64	$3.49	$2.90
65-69	$4.78	$3.87
70-74	$6.09	$5.15
75-79	$7.59	$6.55
80+	$9.09	$7.93

Downloads

Summary of Benefits

You have the option to purchase hospital indemnity insurance, which pays you benefits while you are confined to a hospital. This type of coverage is helpful because it covers your out-of-pocket expenses not covered by your medical plan.

	Benefits
Covered Events	Illness and Injury
Pregnancy Coverage	Yes - same as any other illness
First Day Hospital Confinement	$500; Once/year
Daily Hospital Confinement	$100; Up to 30 days/year
Daily ICU Confinement	$200; Up to 10 days/year

	Monthly Rates
Employee Only	$9.94
Employee + Spouse	$24.19
Employee + Child(ren)	$19.15
Family	$35.00

Downloads

Summary of Benefits

Provided By

The Hartford

Provider Website

https://www.thehartford.com/employee-benefits/employees

Customer Service

860.547.5000